Blog

Editor’s note: This is a recurring post, regularly updated with new information and offers.

Citi is a TPG advertising partner. 

If you’re looking to boost your summer travel with a nice haul of transferable points, you might want to think about one of Citi’s most viable cards on the market.

The Citi Premier® Card (see rates and fees) is offering 60,000 ThankYou points after you spend $4,000 on purchases within the first three months of account opening. According to TPG valuations that peg ThankYou points at 1.8 cents apiece, that’s a bonus worth $1,080.

In the past, Citi has offered up to 80,000 ThankYou bonus points — and while that’s a pretty solid deal, 60,000 ThankYou points also offer tons of value. Let’s dive deeper into Citi’s Premier Card to see what other perks it offers.

Aside from the potential points haul the sign-up bonus offers, the Citi Premier is one of the best earners among rewards credit cards thanks to its various bonus categories. They include:

• 3 ThankYou points per dollar at restaurants
• 3 ThankYou points per dollar at supermarkets
• 3 ThankYou points per dollar at gas stations
• 3 ThankYou points per dollar on air travel and hotels

Currently, Citi is offering 10 points per dollar on airfare, hotel and car rental bookings when booked through the Citi Travel portal on ThankYou.com through June 30, 2024. You’ll also receive 1 point per dollar on all other purchases.

What can you do with Citi ThankYou points?

What’s particularly valuable about ThankYou points is the ability to utilize the issuer’s airline and hotel transfer partners.

After you meet the initial spending requirement of $4,000 in the first three months, you’ll have at least 60,000 ThankYou points — and even more, if you’ve spent in the bonus categories listed above — that you can use to book travel that includes flights and hotels.

If you value simplicity, the 60,000-point sign-up bonus will let you book $600 of paid travel directly through the Citi ThankYou travel portal. You’ll earn miles and elite status on these flights by redeeming points this way, and you don’t have to worry about award availability. You could also redeem your points for $600 in gift cards.

TPG credit card writer Danyal Ahmed is a huge fan of the Citi Premier and utilizes his points exclusively by transferring them to some of Citi’s transfer partners.

He finds value in programs such as Air France-KLM Flying Blue, thanks to their standardized award chart between the U.S. and Europe, which offers business-class tickets for 50,000 points one-way while having the ability to add a free stopover.

Before its devaluation, Danyal often transferred his Citi ThankYou points to Turkish Airlines Miles&Smiles to secure business-class seats for as little as 47,000 miles one-way to the Middle East. However, another phenomenal use of Citi points is to transfer them to Qatar Airways Privilege Club to book the renowned QSuite business-class product.

Related: Everything you need to know about ThankYou points

Things to consider

Here’s the specific verbiage on application restrictions for this offer:

Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier® account in the past 48 months.

Additional perks offered by the Citi Premier include:

• $100 annual hotel credit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
• Free FICO credit score monitoring
• Citi Quick Lock so you can block new purchases without interrupting recurring ones
• Lost wallet protection for emergency cash
• Citi Concierge access
• Complimentary ShopRunner membership
• No foreign transaction fees
• Citi Entertainment
• Extended warranty on purchases and cellphone insurance

Related: Review of the Citi Premier Card

Bottom line

Between the sign-up bonus, earning 3 points per dollar on a wide range of popular bonus categories, and valuable transfer partners, the Citi Premier Card is a great travel rewards credit card.

You can easily rack up ThankYou points through everyday spending on gas, groceries and dining purchases without a cap on how many points you can earn.

Apply here: Citi Premier with a 60,000-point bonus offer