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No two travelers are alike. Thus, travel benefits shouldn’t apply in a one-size-fits-all manner.

Having the right credit card in your wallet while traveling can elevate your experience, giving you benefits before, during and after your trip that make your journey more comfortable while providing protection in case something goes wrong.

A World Elite Mastercard can help you save money and reduce travel headaches while also enjoying extra comfort on the road. This includes a valuable benefit for U.S. customers: Mastercard Travel Rewards.

Here’s how these perks can elevate your next trip.

Related: The 9 most valuable World Elite Mastercard benefits

Introducing Mastercard Travel Rewards

Mastercard Travel Rewards is an international program that provides cash-back rewards on hundreds of offers when traveling across 25 countries and shopping at sought-after brands. You can earn rewards at participating businesses, like restaurants and entertainment, while traveling and online.

This travel benefit is available on select personal and small-business World Elite Mastercard products and adds to the existing suite of benefits. The HSBC Elite World Mastercard® and JetBlue Plus Card and the HSBC Elite World Elite Mastercard are just two of the cards offering this special benefit.

It’s simple. There are no coupons or codes, just automatic cash-back rewards.

To find out more and check out the valuable offers available to you, click here.

Ready to up your travel? Click here to find a World Elite Mastercard for you.

Travel benefits available with a World Elite Mastercard

While your first thought about travel benefits might include airport lounges or hotel room upgrades, Mastercard supports you before, during and after your trip. Depending on your card, you may also be able to enjoy concierge services, cultural experiences and travel benefits to help you manage any problems you encounter while traveling.

Mastercard Travel and Lifestyle Services

Eligible World Elite cardholders can register for an account with Mastercard’s Travel and Lifestyle Services to enjoy benefits like 24-hour support, car rental discounts and free nights at hotels. You’ll also enjoy benefits at the Luxury Hotels & Resorts collection, which provides access to more than 3,000 participating luxury properties.

Eligible Mastercard cardholders can enjoy perks like complimentary room upgrades, free breakfast, amenity credits (from $50 to $100), early check-in and late checkout from participating hotels in the portfolio.

And that’s not all. Eligible Mastercard cardholders can earn a $30 statement credit on their next ResortPass booking of $200 or more and take advantage of exclusive day passes to luxury resorts. This offer expires Sept. 30, 2025. Terms apply.

Additionally, the Mastercard Hotel Stay Guarantee protects your stay at three-star hotels and above. If you encounter problems at qualifying hotels paid for with your eligible World Elite Mastercard, support is available 24 hours a day via phone or chat.

Mastercard World Elite concierge and 24-hour personal assistant

With your World Elite credit card, you’ll enjoy access to the Mastercard World Elite concierge. Small-business cardholders have access to Mastercard’s business assistant, which provides the same services for both personal and business needs.

Mastercard Priceless Experiences

Whether at home or on the road, enjoy curated experiences that create lasting memories. One-of-a-kind Priceless Experiences include dining, shopping, sports, entertainment, culture and nature outings.

Additional benefits on select World Elite Mastercards

Beyond the benefits outlined above for eligible World Elite Mastercards issued in the U.S., your credit card issuer can opt to provide additional perks as well.

Mastercard airport lounge access with Priority Pass

Airports can be hectic, noisy and crowded. Rather than passing the time at your gate, you can enjoy access to more than 1,500 airport lounges around the world thanks to Mastercard.

Offerings vary by location, but you can find free snacks, light bites, complimentary drinks and a more relaxing place to wait for your flight. Most lounges also include complimentary Wi-Fi, and some lounges have shower facilities to help you refresh after a long trip.

Flight Delay Pass

When your flight is delayed, the last thing you want to do is sit at the gate. Thanks to Mastercard’s Flight Delay Pass, you can access participating lounges when your flight is delayed, even if you don’t have an annual lounge membership. Now, you can de-stress in a comfortable space while you wait for your departure.

This complimentary service is available for the primary cardholder and a travel companion on the same reservation when the delayed flight is registered in advance.

Travel protections

Rental car damages, trip cancellations or delays, medical emergencies and lost or delayed luggage can create unexpected expenses during your travels. However, many World Elite Mastercards have built-in protections that can cover some (or all) of these expenses.

It’s important to understand the cardholder benefits for your specific Mastercard so you’ll know exactly what is covered, including any limitations or exclusions and what events trigger your coverage. You’ll also need to use the eligible card to pay for your trip — simply having the card in your wallet won’t activate your protections.

Bottom line

Your best friend can be a great travel companion — and so can the right Mastercard. Having a World Elite Mastercard can help you minimize planning headaches, receive perks while away from home and enjoy peace of mind if you face unforeseen expenses along the way.

Mastercards also fared well in our tests of credit card security in other countries. Whether paying online, in stores, in apps or using a device, Mastercard provides valuable security features to help keep you protected.

Being able to save money, travel comfortably and trust that you have help to get out of a jam are great reasons to consider a World Elite Mastercard as your next credit card.

Click here to read the full details about these World Elite Mastercard perks and find the credit card that fits your lifestyle and travel goals using Mastercard’s Find A Card tool.